Meral Ahu Karageyim

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About

Meral Ahu Karageyim is an emerging researcher at the intersection of artificial intelligence, financial technology, and human-computer interaction, with a particular focus on how AI-driven systems reshape trust, behavior, and access within the financial services sector. Her work explores the nuanced dynamics between humans and intelligent systems, examining how design choices — such as anthropomorphism and perceived gender in robotic advisors — influence user trust and adoption. In her highly cited 2024 study, "Give me a human! How anthropomorphism and robot gender affect trust in financial robo-advisory services" (29 citations), Karageyim investigates how robo-advisors can be designed to democratize financial advice for previously underserved populations, offering actionable insights for fintech practitioners and policymakers alike. Complementing this, her contribution to "Artificial Intelligence in Banking" (25 citations) addresses AI's multidimensional disruption across social, legal, economic, and business dimensions, positioning her as a thoughtful analyst of systemic transformation in financial institutions. Though her publication record is still growing, Karageyim's work is already making a meaningful impression on scholars and practitioners navigating the rapidly evolving landscape of AI in finance.