Renu Singh

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About

Renu Singh is a distinguished researcher specializing in financial technology (FinTech) and its transformative impact on the banking sector. Her most notable contribution, the empirical study "FinTech Effect: Measuring Impact of FinTech Adoption on Banks' Profitability" (2021), has garnered significant academic attention, accumulating over 49 citations and establishing her as a credible voice in an emerging field that has historically lacked robust empirical evidence. At a time when most FinTech research remained largely theoretical or was driven by large advisory firms, Singh pioneered rigorous, data-driven analysis to quantify how FinTech adoption concretely shapes banking profitability — a contribution of considerable value to both academia and industry practitioners. Her work addresses a critical gap in financial literature by providing statistically grounded insights where only frameworks previously existed. For students and researchers navigating the rapidly evolving intersection of technology and finance, Singh's scholarship offers an essential empirical foundation, making her a key reference point for understanding how digital financial innovation is reshaping traditional banking institutions in measurable, meaningful ways.