K. R. S. Sharma

Papers

Total Citations

H-Index

About

Dr. K. R. S. Sharma is a leading researcher at the intersection of digital finance, sustainable development, and community empowerment. His work critically examines how Digital Financial Inclusion (DFI) initiatives, particularly through Self-Help Groups (SHGs), can drive equitable growth in developing economies. His most cited paper, "Impact of Digital Financial Inclusion (DFI) Initiatives on the Self-Help Group: For Sustainable Development" (2023), with 7 citations, explores India’s pioneering use of fintech and digital ecosystems to bridge last-mile connectivity and make financial services accessible to underserved populations. This research highlights how integrating innovative technology with grassroots institutions can foster sustainable livelihoods and economic resilience. Dr. Sharma’s contributions are particularly notable for linking macro-level digital infrastructure with micro-level community impact, offering actionable insights for policymakers and development practitioners. His work underscores the transformative potential of DFI in achieving the Sustainable Development Goals (SDGs), making him a key voice in the discourse on inclusive growth. For students and researchers, his scholarship provides a vital framework for understanding how digital tools can empower marginalized communities while advancing national development agendas.