Simon Grima

Papers

Total Citations

H-Index

About

Simon Grima is a leading scholar in risk perception, financial behavior, and the digital transformation of the financial sector. His research illuminates how individuals and institutions misunderstand risk, often basing decisions on limited perceptions rather than comprehensive analysis—a critical insight for improving financial decision-making and policy. His most cited work, “Individual Risk Perceptions and Behavior” (2021, 18 citations), unpacks this complexity, offering a foundational framework for understanding risk’s multifaceted nature. More recently, Grima has explored the cutting-edge application of robotic process automation (RPA) in finance, as seen in his 2023 paper on RPA’s role in banking and financial organizations, which highlights how automation is reshaping efficiency and risk management. With a growing citation impact, Grima’s contributions bridge behavioral economics and technological innovation, making him a key voice for students and researchers navigating modern financial systems. His work not only advances academic theory but also provides practical tools for practitioners seeking to align risk perception with reality in an increasingly digital world.